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If the driver who caused your accident was uninsured, underinsured, or fled the scene, you may still be able to recover 100% of your damages.
Many drivers ignore motor vehicle insurance requirements, cannot afford to purchase insurance, or carry insufficient insurance. Uninsured motorist coverage is a form of insurance that pays for bodily injury that results from an accident caused by a driver who is legally responsible for the injuries, but has no liability coverage.
Underinsured motorist coverage pays for bodily injury that results from an accident caused by a driver who has liability insurance with limits insufficient fully compensate the injured party.
Underinsured and uninsured motorist laws help protect the injured and insure adequate and full compensation is possible.
If you have been involved in an accident with an uninsured or underinsured driver, it is important that you contact an attorney at an experienced personal injury law firm immediately so you do not waive valuable legal rights.
If you have questions regarding your legal rights, please contact us.